So, you got hurt in an accident and it wasn’t your fault?
Did you receive serious injuries?
Have you hired a lawyer?
Do you need money NOW?
Okay, got it.
Now let us explain how we can help…
We’ve Had The Lowest Lawsuit Loan Rates In The US For 19+ Years.
Gold Star Legal Funding is owned by one of America’s oldest, most well-respected settlement funding companies with:
Years of Experience in the Legal Funding Industry
Different Types of Lawsuit Funded
NO CREDIT CHECKS
NO HIDDEN FEES
Approval is based on the strength and merits of your case; not your credit score. Get from $500 to $500,000+ in as little as 4 to 24 hours after approval. Applying is fast, free, and easy, and we work directly with your attorney to get you approved and funded quickly.
AMERICA’S ORIGINAL LOWEST RATE GUARANTEE
Depending on the type of case (we fund over 350 different case types), we offer non-compounding and compounding rates BELOW 3% and caps as low as 2X. And if that weren’t enough, Gold Star Legal Funding will match or beat any competitor’s contract rate.
NO MONTHLY PAYMENTS
Get the cash you need now by wire transfer or FedEx Overnight, and don’t repay a dime until after your case has been resolved successfully. Plus, there are no monthly payments. Why? Because the last thing injured plaintiffs need is another monthly payment to make.
How Does Settlement Funding Work?
In all, we offer lawsuit cash advances on hundreds of different types of lawsuits.
Our pre-settlement funding is a fast, easy 3-step process:
Apply online or by phone. It’s fast, free, and easy.
We’ll work with your attorney to review your case.
Receive cash within 12-24 hours after approval.
The Smart Choice For Pre-Settlement Lawsuit Loans
Gold Star Legal Funding provides lawsuit loans and pre settlement funding from $500 up to $1MM+ to injured plaintiffs nationwide, often within 4 to 24 hours after approval.
Gold Star Legal Funding is one of America’s leading providers of pre settlement funding and post settlement funding to injured people throughout the United States.
If you’ve been hurt in an accident, it can take months, or even years, for your attorney to negotiate an appropriate lawsuit settlement.
While that’s happening, the last thing you need is to fall behind on your finances and have bills start piling up.
That can cause a lot of unnecessary stress, anxiety, headaches, and worry. It can also strain relationships, wipe out your savings, destroy your credit, and make you do without the things you need.
Settlement Loans Can Be A Game-Changer
Gold Star Legal Funding can help eliminate those problems by giving you a financial hand up, right when you need it most.
We provide lawsuit settlement advances (often called ‘lawsuit loans’ or ‘settlement loans’) on virtually any type of pending or settled civil litigation.
We fund hundreds of different case types including auto accidents, medical malpractice cases, slip and fall accidents, multidistrict litigation, defective medical devices, work injury and workers compensation claims, and employment lawsuits like wrongful termination, workplace discrimination, and sexual harassment.
Settlement advances can be a great way for people like you to solve money problems while waiting for your attorney to settle your case.
A lawsuit loan is easy to get and could start working for you as quickly as tomorrow.
We’ve helped thousands of people in situations just like yours.
And we’re excited to help you too.
“Never let your ego get in the way of asking for help when you need it.”
~ Edmond Mbiaka
Cases We Fund
Gold Star Legal Funding will consider funding on virtually any type of lawsuit. Significant injuries, clear liability, and a sufficiently insured defendant are must-have’s. Here are some of the more popular categories of cases we can fund:
Benefits of Pre Settlement Funding, Besides The Money
If I Get a Lawsuit Loan, What’s In It For Me?
The ‘Captain Obvious’ answer, of course, is money. Money you can use to catch up on bills and take better care of your family, starting immediately.
But lawsuit funding delivers a lot more than just money. It can help you get your life back on track.
When people who have been self-reliant their entire lives can no longer “bring home the bacon”, it can be devastating both psychologically and financially. Self-image, self-confidence, and self-esteem can all be negatively impacted. And that, in turn, can affect every aspect of your life – in a bad way.
A settlement loan can help restore balance to some of the most important intangible areas of your life like:
- Your Self-Image: According to the National Library of Medicine, positive self-esteem and a positive self-image are critical components of successful injury recovery. Everything just works better when you feel confident about yourself and your circumstances.
- Your Marriage: According to MarketWatch, fighting about money is “the No. 1 predictor of whether you’ll get divorced.” Yikes.
- Your Sleep: Restful, restorative sleep is always the first casualty of financial stress.
- Your Peace of Mind: Hard to put a price tag on this, but one thing’s for sure. It only exists in safe, secure, financially stable environments.
- Your Physical, Emotional, and Financial Security: These cannot exist if you’re under constant threat of food insecurity, financial insecurity, or housing insecurity.
A lawsuit advance from Gold Star Legal Funding can help you turn things around and get your life back on track, starting today.
Apply now or call us to discuss how a lawsuit loan can help you.
What are lawsuit loans?
Lawsuit loans are a common name for non-recourse legal funding. And they are a way for plaintiffs to access a portion of their future lawsuit settlement money before their case is settled.
How am I protected?
Gold Star provides a number of important protections for our clients.
1). Longevity. As with other industries, lawsuit funding companies come and go. You want to choose a company, like Gold Star Legal Funding, that’s here to stay. Because all legal funding companies will place a lien against your settlement. And it must be satisfied before you receive your settlement funds. And therein lies the rub. Locating an out-of-business lienholder can be indescribably frustrating. And unbelievably time-consuming.
You can avoid that risk altogether by choosing a company with at least 15 years of verifiable industry experience. And more if possible. You can easily check any legitimate company’s time in business with the BBB. Just check its start date on the Better Business Bureau’s website.
We’ve been around for 19 years and counting. We proudly boast a BBB rating of A+. That’s the highest, strongest, and most coveted rating available.
2). 100% Risk-Free. All plaintiff legal funding provided by Gold Star is “non-recourse.” You only repay the advance after your lawsuit resolves successfully. If the case is unsuccessful, keep the money and owe nothing.
3). Lowest Rate Guarantee. Gold Star’s are among the lowest in the legal funding industry. In the unlikely event you find a better deal, call us. Gold Star will match or beat any competitor’s contract rate.
4). Capped Rates. Most of Gold Star’s rates are capped at 2X. High-risk cases are capped at 3X. This means the maximum you could ever owe would be twice (or thrice) the funded amount, regardless of how long it takes to settle your case.
How does lawsuit settlement funding work?
Legal funding with Gold Star is a simple, 3-step process:
1). Apply: You can apply online or call (833) 386-3332, and we will take your application over the phone.
2). Approval: We will contact your attorney’s office and request some case-related information. An underwriting attorney will review the information provided. After approval, a funding agreement is sent to you via DocuSign.
3). Receive Cash: Funding can occur 1 to 24 hours later via wire transfer, FedEx Overnight, or MoneyGram.
How much money can I get?
We can fund up to 20% of the anticipated net value on pending cases.
We can fund up to 50% of the actual net value on settled cases.
Gold Star can advance from $500 to $2,500,000+. The more your case is worth, the more funding you could qualify for.
Why do insurance companies take so long to pay claims?
Simple. The longer they take, the more profit they can make.
Most people believe that the insurance industry’s primary business is paying claims. Benevolence, and all of that.
It’s a myth. And insurers spend billions on talking geckos, ducks, ostriches, cavemen, ‘like a good neighbor’, ‘you’re in good hands’, and ‘we know a thing or two because we’ve seen a thing or two” types of feel-good advertising to keep people believing that myth.
People view insurance claims as something they’re owed right now. But insurers don’t see it that way. In fact, not even close.
Insurers see insurance claims as interest-free loans. Loans with 1-to-5-year grace periods and profit horizons. Loans they can invest, and re-invest, and reap enormous profits from. And because they don’t have to pay interest on pending settlement claims, insurers have use of the money completely free of charge.
And then from those profits, they will eventually pay claims. But only after they can delay payment no longer.
You see, insurance companies are for-profit institutional investors. THAT is their primary business. They take in money from premiums and interest income and invest it in high-return opportunities that are only available to institutional investors.
As an example, at a 20% annual rate of return, the profits from a 3-year delay can pay 60% of a claim. A 5-year delay can pay 100% of a claim. Thus, an insurer, with a proper delay mechanism in place, can pay 100% of its claims from investment profits. This makes its stockholders very, very happy.
The longer insurers can invest and reinvest the money they would otherwise pay claims with, the more profits they can amass.
So much for benevolence.
Can I get a loan from my attorney?
No. Attorneys are prohibited from loaning money to their clients, except for advancing litigation costs.
Attorneys have a fiduciary duty to their clients. BAR associations, courts, and other agencies have repeatedly opined that it would be unethical for attorneys to loan money to their clients due to a potential conflict of interest.
Can I get a settlement loan without attorney participation?
Can I get lawsuit funding if my case is on appeal?
It depends on who filed the appeal and why.
1. If the plaintiff lost the first trial and appealed the decision, no.
2. If the defendant lost the first trial and appealed the decision, probably yes.
We will need to know specific details about the case and the grounds for appeal before eligibility can be determined.
The fastest way to find out for sure is to call us at 833-FUNDED2.
What Lawsuit Loans Are, And Are Not
But strictly speaking, it’s not a loan at all. Far from it, in fact.
A lawsuit loan is an outcome-contingent, non-recourse purchase of an equitable lien in a plaintiff’s legal claim, secured by a portion of the said future anticipated lawsuit settlement award.
Whatever you call it, for plaintiffs who are out of money, out of time, and out of options, it can be a lifesaver.
Lawsuit advances are different from traditional bank loans in that they:
- are not credit-based
- don’t require a co-signor
- never require income verification
- do not require real estate collateral
- have no pre-set maturity date
- don’t have a pre-payment penalty
- do not require a consistent employment history
- don’t require regular, periodic, or monthly payments
- only get repaid after the underlying lawsuit is settled successfully
- allow you to keep the money you were advanced if you lose your case
Still have questions?
Call us! 833-FUNDED2