North Carolina Lawsuit Loans and Pre Settlement Funding

Can You Get Settlement Loans in North Carolina for Employment and Workplace Injury Lawsuits?

NC Labor Lawsuit Loans

Lawsuit advances are avaialble for employment discrimination and third-party workplace injury lawsuits, subject to NC’s funding minimum of $25,000. These include claims for workplace discrimination, sexual harassment and hostile work environment, and workplace injuries that resulted from the actions of a third party.

There are lawsuit advances provided for claims such as workplace discrimination, sexual harassment and hostile work environment, and workplace injuries that resulted from the actions of a third party.

Is an EEOC Complaint Necessary for Filing an Employment Lawsuit?

Complaints filed by employees in North Carolina with the Equal Employment Opportunity Commission (EEOC) are dominated by allegations of discrimination based on race, gender, and disability with over 1,000 complaints per year within each category. Moreover, the EEOC receives complaints about workplace discrimination for age, religion, and color, with a few hundred complaints of each type.

An EEOC complaint must precede a lawsuit. The EEOC investigates complaints and can pursue sanctions against employers who are found to have violated anti-discrimination statutes. However, U.S. law provides several points during the EEOC process where the employee can proceed directly to a lawsuit against the employer.

Are Workers’ Compensation Claims Eligible for Lawsuit Cash Advance?

Hundreds of thousands of workers are injured on the job and nearly 200 die every year in North Carolina.

When a workplace injury occurs, workers’ comp usually applies regardless of fault. Most employers are covered by work comp insurance. But unfortunately, workers’ compensation claims are not eligible for lawsuit funding in North Carolina. However, all other types of workplace injury claims are eligible for lawsuit loans.

Are Third-Party Liability Cases Eligible for Pre-Settlement Loans?

Third parties may be liable for workplace injuries and can be sued separately. Third-party liability can be filed together with employer liability and workers’ comp cases, and defendants may include different entities. 

Examples of third parties include:

• Vendors: Manufacturers of defective tools, equipment, or materials that caused your workplace injury may be sued.
• Sub-contractors: If a sub-contractor performs defective work that results in your injury, the sub-contractor may be sued.
• Drivers: A driver who caused a vehicle accident that resulted in your injury can be sued, even if you were driving for work.
• Landlords and property owners: A property owner who created a hazard or failed to warn of a hazard on the property where you were working may be sued.

Since third parties can be sued for the damages they caused, third-party liability cases are eligible for pre-settlement funding in North Carolina.

Can You Get Legal Funding for FELA Railroad Settlements?

With more than 3,300 miles of railroad tracks, there are a lot of railroads in North Carolina. It takes a lot of people to maintain this important infrastructure. Unfortunately, these people also sometimes suffer railroad work injuries and work-related deaths.

Instead of workers’ compensation, railroad workers are covered by the Federal Employers’ Liability Act (FELA). It is also sometimes referred to as the Railroad Workers Act. This is a federal law that enables injured railway workers to sue their employers for their workplace injuries because railroad workers are not eligible for workers compensation.

Large railroad company defendants are well-known for dragging out lawsuits in an attempt to compel FELA plaintiffs to settle for a lower amount. Fortunately, FELA lawsuit settlements are eligible for pre-settlement and post-settlement funding in NC so you are financially able to stay in the fight longer if you choose. 

Can You Get Legal Funding on Jones Act Lawsuit Settlements?

North Carolina boasts 322 miles of ocean shoreline and more than 12,000 miles of shoreline in coastal estuaries. Consequently, maritime workers are an important part of the NC economy. Instead of workers comp or FELA, maritime employees are protected under the Jones Act.  Also sometimes called the Merchant Marine Act of 1920, this federal statute protects U.S. merchant marines and maritime employees in the event of an injury or death. 

With so much beautiful shoreline, NC also sees a fair share of lawsuits filed under the Jones Act. Fortunately, it’s possible to get funding in these types of cases.